Introduction

We all know a visit to the doctor is not always a pleasant experience. But, this task has become more challenging than ever, based on the results of a new study. The research has shown that individuals have a very hard time locating a doctor in their networks under private-sector policies.

The Study

The Michigan Medicine Department of Radiology recently conducted a survey to understand the challenges people face in finding doctors in their networks. The study included both insured and uninsured individuals, as well as individuals from rural and urban settings. The results of the study showed that individuals across all categories had difficulty finding physicians in their insurer network. In some cases, individuals report being unable to find doctors at all, putting them at a disadvantage when it comes to seeking medical care.

The Causes of the Problem

The study results suggest the difficulty in locating physicians in private insurer networks is the result of the increasing complexity of the healthcare system. Many insurers offer an expansive network of physicians, but it can be difficult for individuals to navigate the large number of options when selecting a doctor. The increase in the number of plans offered by insurers may also contribute to the problem. Many insurance plans offer similar yet slightly different center selections, leading to a confusing decision making process for consumers.

Conclusion

The study is a harsh reminder of the difficulties many individuals face when selecting a doctor due to the ever-changing and complex health insurance landscape in the U.S. This difficulty is especially concerning for those whose current health care needs obligate them to utilize insurers’ networks.

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